Due to these weaknesses, cash advance portfolios must be categorized Substandard.

category tips The Uniform Retail Credit Classification and Account Management Policy (Retail category Policy) 7 establishes basic category thresholds for customer loans according to delinquency, but also grants examiners the discernment to classify specific retail loans that display signs and symptoms of credit weakness irrespective of delinquency status. An examiner also may classify retail...
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