When you’ve had one loan from us and repaid it, using once more can be achieved quickly and conveniently by SMS text message. It couldn’t be any easier.

Demand that loan

Merely deliver us a text to 60075 utilizing the terms ‘LEND NAME’ along with your eg that is surname NAME SMITH’ to inform us that you’re trying to make an application for another loan. In an immediate we’ll conduct a few checks on your own account and by text to guide you through the second stage if you’re eligible to apply through our fast track process we’ll get straight back to you.

2

Choose loan quantity

When you’ve gotten a text confirmation that you’re eligible, our directions will prompt one to text an answer utilizing the terms ‘LEND AMOUNT’ and also the amount required eg: ’LEND AMOUNT 400’ to verify exactly how much you intend to borrow. The job will likely then be examined straight away.

3

Accept Terms & Conditions

Simply click the URL you were sent by us to examine and accept the Terms & Conditions.

4

Get your loan

Using the application procedure successfully finished we’ll release and move the funds to your bank also it’s prepared to invest the moment your bank credits your account. That basically is all there clearly was to it.

About us

My Finance Club items are made with today’s needs at heart and you may expect our solution become the best. We understand essential it really is to help keep cash things easy and convenient.

Using

Our solution is online from beginning to end. You merely need certainly to determine how much cash you would you like to borrow and just how a number of days you’ll need it for. We’ll then explain to you the total price of payment and, once you’re pleased, simply click apply. All we request is some details that are personal banking information; we then vow to deliver a remedy in moments. If authorized we will deliver the income in moments and can verify if the cash happens to be delivered. Within our experience it is almost always distributed around you by the bank in a maximum of half an hour. On your own chosen date we gather payment during your debit card, causing you to be to just guarantee the necessary funds are for sale in the designated bank-account. For lots more information, have a look at How it really works.

Transparency

We are going to constantly inform you upfront what the total price of payment will likely to be. Our solution has a Representative APR of 1299per cent, a calculation which reflects interest that is total fees over a length of year. My Finance Club loans are made to be short-term you a clear breakdown of interest and fees so we display a representative example of the cost of our loans to show. Our interest rates meet up with the latest FCA price limit demands, what this means is you won’t ever spend significantly more than 0.8% interest a day and not pay off in interest and fees significantly more than the initial quantity lent. Should you want to find out about this please see our FAQ or how it functions parts. All this info is supplied before you apply so you can make an informed judgement about the total cost.

Responsibility

Our commitment to accountable short-term lending is founded on our versatile, straightforward, reasonable financing policy. We’re in the industry of lending cash responsibly, preferring to provide you merely up to you will need just for if you require it. We encourage and let you pay the minimal number of interest by permitting repayment that is early no fees or concealed penalty fees. We request you to think meticulously because we do expect you to repay us when you promise to before you apply. For the reassurance, My Finance Club is authorised and controlled by the Financial Conduct Authority – guide Number (FRN) 674521, ICO Registration Number Z2382153 – so we are totally British based.