Funds may either be deposited via ACH or cable transfer through Friday except on a banking holiday monday. You need to log into your account prior to 2:30 p.m. Eastern some time routine funding by 3 p.m. Eastern Time to be able to get your funds as a same-day cable transfer use a link. If you want to get your funds via cable transfer, make sure you be certain to get hold of your lender to explain if you will find any wire that is special or cable costs.

To get the funds straight deposited into the account via ACH Transfer, you need to log to your account prior to 5:30 p.m. Eastern Time and routine funding by 6 p.m. Eastern Time regarding the time just before your desired date that is receipt.

Funds can’t be deposited into a company or third-party account. Funds must certanly be deposited to your individual bank account.

Does LightStream take part in philanthropic programs?

Since 2013, LightStream has planted a tree for each and every loan we’ve funded through our philanthropy partner, United states woodlands. Understand how we support US woodlands’ wildlife and reforestation security efforts.

How is LightStream linked to SunTrust Bank?

LightStream may be the online financing unit of SunTrust Bank. There is no need become A suntrust that is existing customer order to be eligible for a LightStream loan; we provide clients throughout the united states of america.

Is my LightStream loan income tax deductible?

We usually do not issue a 1098 on our loans. Please consult with your income tax consultant deductibility that is regarding of.

Could I actually utilize my LightStream loan for such a thing? What exactly are your rates that are specific terms?

LightStream loans can be utilized for virtually such a thing. Take note that individuals are not able to: 1) offer loans utilized to finance university or post-secondary education costs. 2) Refinance past university or post-secondary training loans. 3) Refinance existing LightStream loans. 4) Loans are created to individuals, perhaps maybe maybe not to companies. Please head to our Rates/Terms web web page for certain prices and terms.

Make contact

For those who have any concerns, please always always always check out our FAQs above where we now have responses to commonly asked topics. For almost any other concerns or commentary, you might e-mail us utilizing the type below. We’re going to react immediately during our normal company hours, through Friday, 9:00 a.m. to 8:00 p.m. and Saturday, Noon to 4:00 p.m. Eastern time monday.

Call Us

“LightStream sticks out by providing borrowers with exemplary credit low interest on unsecured unsecured loans.”

* Your loan terms, including APR, may vary according to loan function, quantity, term size, along with your credit profile. Lowest prices require exemplary credit. Price is quoted with AutoPay discount. AutoPay discount is just available just before loan financing. Prices without AutoPay are 0.50% points higher. Susceptible to credit approval. Conditions and limits use. Advertised prices and terms are susceptible to alter with no warning.

re Payment example: monthly premiums for the $10,000 loan at 3.49% APR with a term of three years would cause 36 monthly premiums of $292.98.

Maximum APR for the LightStream loan is 20.49%.

Company Hours (Eastern time)

Truist Bank is an Equal Housing Lender. В© 2020 Truist Financial Corporation. SunTrust, Truist, LightStream, the LightStream logo, in addition to SunTrust logo are solution markings of Truist Financial Corporation. All the trademarks will be the home of these owners that are respective. Lending solutions given by Truist Bank.

At LightStream, we care concerning the environment and, more to the point, we you will need to do something positive about it.

For starters, we’ve developed a practically paperless customer loan experience at LightStream. By detatching paper nearly completely through the LightStream loan procedure, we not merely save your self our normal resources but we spend less on expenses as well, better allowing us to provide you interest that is highly competitive.

In addition, for virtually any loan that people investment for our clients, we’re going to have tree planted in another of our nation’s delicate habitat communities presently under renovation.